Tip – In a case of long-term illness before making a comparative offer, do you take into account: (a) If the worker could have a disability, are there appropriate adjustments that would facilitate the return to work, and b) is the worker entitled to income protection benefits, critical illness or medical retirement? These are areas where advice is recommended by labour lawyers. 6. The employer`s attitude towards liquidation – some employers are more culturally inclined to use settlement agreements – others would prefer to wait and see if you assert a right and then decide what to do. Therefore, it is very likely that your employer will decide to enter into transaction negotiations with you.